We need to talk about Higher Education

We need to talk about higher education. Read on to see the surprising results of a decade long research effort to understand and highlight college value as an investment.

A College Degree is transformational. A good choice will lead to upward mobility for the student and their family. A wrong choice is a financial disaster. The presumption that the latter is rare is fatally flawed. Higher education needs a transformation

Is a college degree worth it in 2025? More precisely, is College a worthy investment for a given high school graduate and those investing on their behalf? Read on for the surprising answers

Every pundit has stepped up to the plate, offering a range of college ROI ranking methodologies. In this article, I will explain, why we need more financial literacy, and using simple real-world examples, why many metrics will not help parents or students make better college choices.

The Federal Reserve regularly reports on the college wage premium in America. Does the college wage premium help us reach a definitive conclusion on the question of college value?

Higher Education researchers indicate that income and wealth are heavily influenced and indicative of the value of college. In this essay, we examine the claim. Does the state of America wealth, and specifically the college wealth premium, say much one way or the other about college value?

Higher education is generally believed to be good for your wealth. Yet here weare Warning: This degree could be hazardous to your wealth! Read on to find out why

Perhaps one of the biggest roadblocks to higher education transformation is the ubiquitous challenge of low expectations. In this article, I will explore these low exceptions, how we got there, and propose some new ways to think about responsibility for improving education in the USA.

Are wealthy families better off with their kids at Harvard or Bernard Baruch College? Sounds like a crazy question to ask. But let’s explore the details. Read on to learn something new about college choices

Big donors prefer elite schools. Here is why and how those social impact investors can do much better.

Are current higher education policies likely to buy the next meltdown, this time among college investors? Read on for a look at the industry as we explore the likelihood.

Who is served with a toxic combination of bad regulations and subsidies for higher education? A cautionary tale

Every year, the federal government writes checks totaling over $31 billion to help low-income students attend college through the Federal Pell Grant program. Are we getting our money’s worth?

The Pell Grant is a laudable attempt by the Federal Government to provide college cost relief to the financially challenged. Here’s why and how those federal investments can do much better.

Are rankings the best way to choose a college? I will show why you should ignore those rankings and why college ratings and the return on investment (ROI) are far more valuable tools for making informed decisions.

There are many ways to calculate a college return on investment. Many are incomplete and misleading. In this article we show you the most complete and useful method to help you navigate this critical decision

There are so many parties involved that when we talk about College Return on Investment, we ought to clarify whose ROI we are talking about. The return may be very different depending on who is being measured. Let’s explain.

The College ROI is based on financial modeling. Every decision model makes assumptions. We explain our assumptions, caveats, data sources when determining a college return on investment

Examining the Federal Reserve latest research on college value and ROI. Do they get it right? WIll this bring more confidence to American families considering college?

The damage when smart people miss critical insights can be consequential. Explore the Federal Reserve researchers $1.6 Trillion blind spot

When does it make sense to use debt to finance higher education? Did the 42 million American who have borrowed $1.63 Trillion make the right decision? Is there a way up front to know if borrowing to finance college is a good idea?

CEW introduced its College Payoff Report in 2011. They established that, on average, higher education pays off with substantially higher lifetime earnings than those without college credentials. It has been a mainstay support in the argument over higher education value. Why then the growing skepticism, did they get it right?

Georgetown University CEW introduced its first try at calculating college ROI in 2019. Did they get it right?

IHEP says 83% of American Colleges exceed Threshold 0 and therefore generate a beneficial return to college graduates above that of a high schooler. Does this research hold up?

Too many American families do not adequately understand their choice of college investment. College can be a better investment!